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Imagine there was a bank that credited your very own account each morning with £86,400. But, it carried over no balance from day to day. Every evening it deleted whatever part of the balance you failed to use during the day. What would you do? Draw out all of it, of course!

Each of us has such a bank. Its name is – Time. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft.

Each day it makes a new deposit for you. Each night it burns the remains of the day. If you fail to use the day’s deposits, the loss is yours. There is no going back. There is no drawing against the “tomorrow.” You must live in the present on today’s deposits. Invest it so as to get from it the utmost in health, happiness, and success!

The clock is running. Make the most of today. And remember that time waits for no one. Yesterday is history. Tomorrow is a mystery. But today is a gift. That’s why it’s called The Present!

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